Take it home today, pay over time.

Pay with Shop Pay Installments, card or cash. Financing takes about a minute to apply for, and paying cash saves you 3%.

Ways to pay

Pay in 4

Interest-free

On eligible purchases, split the total into 4 interest-free payments made every two weeks, with the first one due at checkout.

Best price

3% off

Pay with cash

Pay in full with cash at our showroom and we'll take 3% off your purchase price.

Card

Credit & debit

All major credit and debit cards, plus Shop Pay.

Shop Pay Installments

Apply in about a minute.

  1. 01

    Pick your couch

    Browse online or come see the floor. Book a visit and sit in it first.

  2. 02

    Choose Shop Pay

    At checkout, choose Shop Pay Installments. We'll generate a secure financing QR code right on the showroom floor.

  3. 03

    Quick check

    Scan it with your phone and answer a few questions. It takes about 60 seconds and won't affect your credit score.

  4. 04

    Take it home

    Pick your plan, complete your purchase, and schedule pickup or delivery.

Payment estimator

What would it cost per month?

Enter a price, pick a plan length and a rate to see a sample monthly payment. Some plans are interest-free (0% APR); others carry a rate up to 36% APR, depending on your eligibility.

Plan length

$0/month

Paying cash instead? after the 3% cash discount.

Estimate only. Your actual plan lengths and rate are set by Shop Pay Installments (Affirm) after a quick eligibility check, and shown to you before you accept.

Paying cash? Save 3%.

Pay in full with cash and we'll take 3% off your purchase price. On a $1,500 sectional, that's $45 back in your pocket.

Questions

Financing, explained.

How does Shop Pay Installments work?

Shop Pay Installments lets you split your purchase into smaller payments. You choose from the plans you're offered, make your first payment, and pay the rest on a set schedule. You can view and manage your payments in the Shop app.

Is there interest?

It depends on the plan and your eligibility. Some plans are interest-free (0% APR); others carry a rate of up to 36% APR. You'll always see the rate and the total cost before you accept.

Does checking my eligibility affect my credit score?

No. Checking your eligibility won't affect your credit score.

Are there late fees?

No. Shop Pay Installments never charge late fees or hidden penalties.

Can I pay early?

Absolutely. You can pay off your balance early at any time, with no penalties.

How does the 3% cash discount work?

Pay for your purchase in full with cash at our showroom and we'll take 3% off the purchase price. On a $1,500 sectional, that's $45 off.

Shop Pay Installments are subject to an eligibility check and provided by Affirm (affirm.com/lenders). Rates from 0% to 36% APR. Plan lengths and rates depend on your purchase and eligibility, and you'll see your exact terms before you accept. The cash discount applies to purchases paid in full with cash.

The Couch Kings showroom floor at 1820 Cowen Rd, with dozens of sectionals on display

Come see it

Come sit a while.

Fri–Sun · 10 am – 6 pm

Friday – Sunday
10 am – 6 pm
Monday – Thursday
By appointment
1820 Cowen Rd Gulf Breeze, FL 32563Call / text (850) 614-8185Contact@couch-kings.com
Book a visit Directions (opens Google Maps in a new tab)